Advantages & Disadvantages Of Living Near A Commercial Area

There are certain factors that make a piece of property more difficult to sell, and among them is proximity to a busy highway, commercial area, power grids and railroads, etc.

Among these, being located near a commercial is what I’m going to talk about in this post and walk you through the pros and cons in detail.

For instance, are you a shopaholic? Or a foodie? Do you often find yourself yearning for easy access to Y Block, DHA Lahore (one of the most bustling commercial avenues in the city) because it would take just one short and convenient trip to get your clothes ready for a party or a family function? Do you have to overpay the rikshawala to get to Liberty Market because of the hopeless traffic jams on the way?

If you nodded your head in response to all these questions, then living next to or near a commercial area must have crossed your mind.

Just imagine, you’ll always be at the central area of your locality. You’ll have uninterrupted, quick and easy access to every shop that’s trending, every boutique and every restaurant that delivers scrumptious bites of heavenly food, at all times of the day.

Probably shouldn’t talk about food while I’m fasting, though. *Ominous stomach rumble*

Anyway, with a large number of services at your doorstep, easier free delivery options, proximity to main roads, hospitals, hotels, pharmacies, tailors, cinemas, living near commercial areas isn’t really that bad a deal.

Also, by residing in a commercial area, you’ll be making a huge statement in terms of your socio-economic status amongst fellow biraadri members. Smirk all you want, that stuff matters to a lot of people.  

To top it all, your house would still possess good resale value. This, of course, depends on the exact location, but a home at a decent yet walkable distance from a large commercial centre is almost always going to be in demand and, therefore, prone to frequent upward revisions in price.

So, why not live near a commercial area? Let me show you the flip side of this deal.

With a house in a commercial area, you are likely to be stranded in unending car jams almost regularly. Going to work or school, or coming back to your home near iftar time, chances of untimely delays in your route are practically guaranteed.

And I won’t beat around the bush: the view is not pleasing. Buildings block your line of sight every 20 feet. There are no parks and power cutoffs are more frequent due to the large amount of energy taken up by commercial buildings. Even though gym facilities and pools might be close by, getting there becomes more of a hassle when you have to pass through a vivacious commercial area.

The cost of living is also relatively higher. Obviously, rates in a popular commercial locality are always high for utilities and other amenities. For example, you might find out that rental rates on MM Alam Road in Gulberg, Lahore are much higher than in the more pleasant areas of Gulberg, or a residential area like Model Town. Bear in mind that Model Town itself is an area known for high real estate values.

But the strongest factor working against the idea of living in commercial hub is noise pollution, which is a deal-breaker for many people. You will have to get used to waking up to the awful sound of steel shutters being slid up every day, and remain at the mercy of trucks, buses, cars and motorcycles impatiently honking away as they try to navigate their way out of a jam for the rest of the day – and night. Not a pretty picture, is it?

So my verdict is this: in spite of small inconveniences, living in purpose-built residential colonies is an incomparable experience in terms of peace of mind, livability and security. However, proximity to commercial areas – despite its share of problems – comes with some unbeatable facilities.

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E-stamp paper system to become functional from October 26

E-stamp paper system will be implemented throughout Punjab from October 26, 2016, Punjab Information Technology Board (PITB) Chairman Dr Umer Saif told reporters.

According to Saif, the implementation of e-stamp paper system will allow the government to achieve another milestone in its mission of promoting transparent e-governance. He also told reporters that PITB is currently working in the Sahiwal division and will finish its operations within this week to implement the e-stamp paper system throughout the province.

E-stamp paper system launched in Faisalabad

E-stamp paper system has been launched in Faisalabad for depositing stamp fees in order to end corruption in this respect.
Under a project of the Board of Revenue Punjab and the Punjab Information Technology Board, Divisional Commissioner Momin Agha inaugurated the e-stamping system during a seminar held at TMA Hall Lyallpur Complex for the awareness of the system.
The commissioner, while congratulated the authorities for successfully launching the e-stamp paper system, said that the Punjab govt believed in utmost transparency and public facilitation and this system would yield good impact on public facilitation by reducing the first step of passing of challan 32-A.
He said that government had introduced e-stamping system after Land Record Management & Information System as revolutionary steps for ensuring transparency and elimination of fraud and forgery in the use of stamp paper.
He said that there was no process or system available for the verification of the stamp papers being genuine or fake, consequently the govt was suffering a huge revenue loss in this regard and now genuine stamp papers would be used after paying the relevant fees through this system.
He directed the revenue staff to guide the citizens about the e-stamping system for its success.
DCO Salman Ghani said that e-stamping system would be proved beneficial for eliminating the mafia making fraud by issuing stamp papers and the people would feel easy with regard to depositing the stamp paper fees electronically.
Talking about the salient feature of the e-stamping system, he said that stamp papers seeker would require to access the system online for generating challan 32-A.
He assured that the entire team of Revenue Department would work efficiently to make the system is success.
PITB DG Sajid Latif said that e-stamping system was successfully being run in Gujranwala Division and now it has been started in Faisalabad division in 2nd phase.
He informed that the traditionally stamp papers were issued by the treasury office and this manual processing practice involved intervention of various departments which caused delay in verification of challan forms and issuance of stamp papers besides incidents of fraud and forgery.
He said that now the citizens can generate challan Form 32-A by providing information on the web-based system, after this citizen would go to any branch of Bank of Punjab and the Bank will print the e-stamp paper after payment of stamp duty.
He claimed that the e-stamp paper could be verified either through the web or SMS.
He said that after the utilisation of the stamp papers, the data base would mark a red strike against the people which would restrict reuse of same stamp paper.

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real estate

5 Best Buying & Selling Real Estate Tips For 2016


With that as a backdrop, here are 10 tips for buying and selling real estate in a presumed up-market in 2016.



1. Buyers: Don’t overreach

A bidding war might spur you to overspend, but paying an inflated price can make it tough to resell when prices stabilize or sink.

A decision to pay a premium isn’t always an errant one, though, when you plan to live in the house long term. Rather than focus on overheated developments, look at comparable homes in neighboring areas with the same access to the schools and amenities that you value. Set a bid ceiling, and try to have a few other deals in the works so you’re less inclined to overbid.

2. Sellers: Exercise your clout, but don’t overplay it

If you set a price from 5% to 10% above the market, you’re more apt to get an offer close to your home’s real value than if you start much higher and force your listing to go stale. However, if your home has better qualities than area comps, you have a bit more latitude.

No need to pay closing costs or offer other incentives to the buyer, especially if it means keeping your in-demand home off the real estate market. For example, a sale contingent on the buyers selling their home is reasonable but only with a contractual escape for you, often called a “kick-out” clause. That gives you the right to continue marketing your home. If a less-encumbered bid comes in, you then offer the initial buyers a set time of 48 or 72 hours to withdraw their contingency.

3. Buyers: Be ready, be early, be flexible

Are the best houses still getting snapped up quickly? Then don’t wait until you find a home to go loan shopping. Keep your preapproval letter, as opposed to a basic prequalification letter, in tow. Winnow your neighborhood choices before you shop.

Line up an action-ready inspector for an immediate property visit.

Have your agent ask what the sellers would value most in the sale. If you can accommodate a fast settlement or short-term, rent-back condition or fewer contingencies and conditions, that can make you stand out when that dream home is hanging in the balance.

4. Sellers: Know your agent’s commission split

A heated market is causing sellers to question why they should pay the full 6% commission.

Hence, sellers’ agents are accepting less, then offering less of a split to buyers’ agents in a practice known as “sell to the commission.”

When the co-op fee is low, buyers’ agents tend to be less than enthusiastic in showing such houses, and yours will typically take longer to sell.

5. Buyers: Buying new?

Get what you pay for. Builders are cranking production to pre-recession levels. But some are cutting corners by hiring untrained help, not waiting for concrete to cure, painting walls without primers or quietly substituting cheaper materials such as a lower grade of countertop granite, or installing inadequate plumbing .

And, be sure the builder is established and that you research online reviews, complaint pages and consumer ratings. Ask specific questions about the crew’s experience and certifications.


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gulberg islamabad

Gulberg Islamabad Salient Features

Gulberg Islamabad

Gulberg Islamabad: While some may travel the world seeking luxury, you can find it closer to home—in Islamabad, where luxury shines. Welcome to Gulberg Islamabad; a residential development spread over thousands of Kanals, with planned greens and wooded parks. Easily accessible from Rawalpindi and Islamabad, Gulberg Islamabad is just off the Islamaband Expressway, a few minutes away from the Benazir Bhutto International Airport. And even though it happens to be in the heart of Islamabad, you will have a hard time believing it. Blame it on the modern, open-plan housing, the sculpted greens, the romantic water bodies or the innovative town planning arrangements that are a happy testament to a truly international way of life.

Gulberg Islamabad is envisioned in a way where nature’s boundless beauty meets every luxury you’d expect. It is everything you have always dream of. Gulberg Islamabad is pleasantly located amidst the lush greenery of Islamabad.

Connected directly to the Islamabad Expressway, a few minutes away from the Benazir Bhutto International Airport, Gulberg Islamabad offers you plots of 200, 272, 356, 500 and 1000 sq. yards with all the facilities essential for today’s modern lifestyle – open spaces, landscaped gardens, planned modern architecture, state-of-the-art Club House and Golf Club, Sports Complex, Amusement Parks, Gymnasium, Retail Malls and so much more.MAN MAP

Gulberg Islamabad IB Employee’s Cooperative Housing Society Islamabad (IBECHS)

The IB Employee’s Cooperative Housing Society Islamabad (IBECHS) is a welfare organization which helping the shelter requirements of the IB employees. It is mandatory that the Managing Committee of the IBECHS shall comprise of the serving IB employees only.

In 1984 the IBECHS developed a Housing Project for the low income IB employees as a IBECHS Phase-I and later on as Phase-II known as “Pakistan Town”.

In 2005 IBECHS started a landmark development named “Gulberg Islamabad”.

Gulberg Islamabad is set to open the doors to a new style of living in Islamabad for you and your family, one that has never been experienced before. This is your opportunity to have all that you’ve ever wanted in your ideal location

Gulberg Luxury Living (Agrofarms) is the leisure facilities and green spaces – all within a peaceful, secure environment. Ideally located between Rawalpindi and Islamabad.

Gulberg islamabad

Salient Features

  • Security
  • Entrance Gateway
  • Guarded Physical Survillance
  • Security Gates, Walls & CCTV
  • Modern City Infrastructure
  • Underground Electricity Distribution Network
  • Underground Drainage & Sewerage Network
  • Sewerage Treatment Plants
  • Underground Water Supply Network Tube Wells, underground & Overhead Water Storrage Facilities.
  • Water Filtation Plants
  • Underground Telecommunication Networks
  • Underground Gas Network
  • Modren Circulation Network
  • Express Way & Main Avenues
  • (220′,200′,160′,150′,120′ Wide Main Roads)
  • Main Traffic Commuters
    (100′,80’& 70′ Wide Central Roads)
  • Internal Roads
    (60’50’ & 40′ Wide Access Streets)

Land Scaping

Arboriculture and Horticulture planning of Roads Medians, Walkways, Road Shoulders,along water bodies.
Soft & hard Land Scaping of Parks, Round Abouts,Passive and Active Recreational Sites.

Other Public Building/Amenities

Mosques,Police Station, Post Office, Telephone Exchange,Fire Brigade, Grid Station,Transport Terminal,Graveyards etc

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Increasing your Rental Returns & Upgrading Property

Having a good Property Management company on your side goes a long way in ensuring easy, profitable and stress-free investing. It can bring you hassle-free rentals and maintenance, while optimizing your cash flow and return on investment. Increasing your rental returns is every landlord wishes to achieve the most out of his investment.

  • Manage Maintenance: Property Management companies help keep property maintained. They also keep them in good condition so that it conforms to local health regulations and safety codes. This includes responding to tenant requests for repairs and dealing with any emergencies. They schedule regular maintenance, such as cleaning common areas and keeping up the lawn and landscaping, service heating and air conditioning systems regularly, painting and electrical inspections. Managers may bring in plumbers, technicians and other service vendors when needed.
  • You will be on your way to success right after having an Experienced Professional Property Manager who takes ownership of your properties Full-maintenance services like Electrical, Plumber, Landscaping, Painting & all other jobs.
  • Manage Property Promotions: property management companies can advertise through newspapers, the Internet, and more, to find suitable tenants. This process includes showing the potential tenants around the property, receiving and processing applications, screening, and selecting qualified tenants. In addition, the property management company should research the area to ensure an appropriate rate is sought for rent. Getting an owner premium rentals for the least expenses is one way to really maximize their returns.

A property manager will help you perform three critical tasks that affect how long it takes to fill your vacancies:

  • Improve and prepare the property for rent – A property manager will suggest and oversee cosmetic improvements that maximize revenue.
  • Determine the best rent rate – Too high and you are stuck waiting. Too low and you’re losing money every month the tenant is in the property. Determining the optimal price requires knowledge of the local market, recent data and access to rental rate tools.
  • Effectively market your property – An experienced property management company has written hundreds of ads. It understands what to say and where advertise in order to get a larger pool of candidates in a shorter period of time. Lastly, they are familiar with sales and know how to close the best deal for you.
  • Personal benefits for owners

    • Less stress – Avoid having to deal with middle of the night emergencies, chasing down rent, evicting people from your property, tenants who wreck your property, rental scams, lousy vendors, piles of paperwork.
    • More freedom – Live and invest wherever you want with the constraint of needing to be near your properties. Additionally you can live and travel without the requirement of always being available in the event that your tenants have a need you have to tend to. Some landlords live in other countries and simply collect their check every month without ever seeing the property.
    • Free up more of your time – Time is money, and for many investors, their time can be more profitably spent in areas other than servicing their properties. When you focus on asset management you’re working ON your business, when you manage your own properties you work IN it. Additionally you have more time to spend with family or friends doing things you enjoy.

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How To Avoid Getting Trampled in Biana Scam

You go to the real estate agents to sell your plot, 9 out of 10 agents give you a standing offer. The 10th one gives you an assessment which is higher than the other 9 but he does not have an offer. You feel that the real estate agents who gave you a standing offer are awesome. Immediately you bargain with all of them and  sell your plot to the one giving you the highest offer. You happily enter into a Biana agreement to sell the plot. The buyer  pays you 1/8th of the price and agrees to get the transfer within  four to six weeks. Everything is going according to the plan. You need the money to send your son abroad, some for your daughters marriage in next month and planned for the remaining amount to be used for a business deal.

You come home pay advance for your sons fee, book the hall for your daughters marriage and make a business deal with a promise to pay them after six weeks. Feeling on top of the world as everything is going according to the plan for you. You believe that everything will be a smooth sale from here on, BUT you are wrong. Just 3 days before the promised transfer, you get a call from your agent that the buyer is unable to make the payment in time because of some financial issues. All of a sudden your blood pressure boils to new heights, everything you have planned for a decade when you bought this property is in jeopardy.

You call your awesome estate agent and discuss options about the Biana agreement. He informs you about another buyer who wants to buy this plot at less than a million from your previous sale. You agree without a second thought as you are stuck so deeply and caught unaware. Your awesome estate agent asks you to return the amount of first Biana agreement. You hesitate but he tells you that the first buyer (Investor) may take legal actions. After giving it a thought you agree and for the first time you realize that their is only one way out of this. You also realize now that your awesome estate agent had this plan B since day one when he gave you an offer.

Their can be many variations of such a scam but the net result is the same. In another variation the first buyer (Investor) may just sell it to a genuine buyer with-in the given time frame. however you end up losing a lot of money on your life time savings.These kind of transactions account to roughly 60 -70 % of market sales and are very common in DHA Lahore. In an upwards market the ratio may increase to 90% of market sales and so on.

How To Avoid Getting Trampled

It is easy to avoid this kind of a scenario and conclude a safe and smooth real estate transaction. First you need to understand what really happened here?. When you went to the real estate agents, they offered you a price straight away. Think about it, how is this possible ?.

What actually happened here is that their are a lot of real estate agents who are ready to do Biana agreement with you on a price lower than the market in order to just sell it out again at a higher price with in the time between the Biana agreement and the transfer date. This kind of trade is not illegal and is accepted in all business transactions. However it is a scam if you are not informed about the actual intention or if the agent/investor who did the Biana does not have enough money to get the plot transferred.

Personally as a real estate consultant i feel this kind of transaction is wrong, Any one who does it is more of an investor than a real estate consultant.

Next time you plan to sell your property, remember the following do’s and dont’s.

Things you should do

  1. The first thing you need to do is look for a credible real estate agent. Interview as many as you want but select only one.
  2. The real estate agent must be DHA registered agent. Real estate Agent who is not DHA registered reflects unprofessional attitude and puts you on a risk of scam.
  3. If you want to sell it urgently, you must define a time line with your consultant. Sell your property to investors who are ready to pay with in 10 days. You may get less money but you are safe from losing much more.
  4. Tell your consultant to find a genuine buyer first. If not sold within that time frame, you can look for a cash investor.
  5. If you have to do a Biana agreement, demand at least 1/4th amount as Biana for 4 weeks time and 1/3rd for 6 weeks time.

Things you should not do

  1. Do not give your property to more than one real estate agent. It gives a wrong signal to your agent that you do not trust him and in a competitive environment he concentrates on selling the property rather than looking after your interest.
  2. If some one gives you a standing offer that is an alert for a Biana (investor). Strictly a no go area, however if the offer is for cash payment than you should reconsider.
  3. After doing your research and price assessment stick with your plan. Do not change it on every new opinion  or rumor you hear. Your inconsistency can shake your consultants trust in you. As part of your team  you need to look after his interest while he looks out for yours

These are just  few of the things you should consider while selling a property. Times lines may vary as in a fast moving market it may take just 4 weeks time to sell your plot at a good price. However in a slow market it may take a couple of months. It is important that before you plan to sell it, you understand the market and set a realistic time line . we offers you a monthly market analysis which can help you understand the present market conditions.

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selling property

Tips For Successfully Selling Your Property

The property selling procedure in Pakistan is somewhat the same across all housing societies and cities, with minor pre-requisites set by individual developers. The transfer process takes place in the office of the particular city’s land development authority. For projects that belong to private and registered developers, the transfer takes place in their assigned office.

Selling property is always easier than buying, it seems. Property sellers aren’t burdened with a pile of taxes imposed on real estate and they also don’t have to visit multiple clients because interested parties simply come to them. However, this does not mean you can just sell land without knowing the correct procedure. It may be more straightforward than purchasing, but it is certainly no piece of cake.


Here, we’ll guide you through the entire selling process. Let’s get started!

  • Preliminary research

When you decide to sell land, it is advisable to check out the market rate of the property on your own rather than look for an agent immediately. When agents are assigned a selling task, their primary objective becomes finding a buyer so that the deal can be finalised as quickly as possible. In this attempt, they can undervalue your property. So, when you make up your mind about selling your property, do consult different avenues to get its accurate market rate first. Then, if you can, wait for the right deal to be offered.

After you are well aware of the market value of your property, you should find an agent. If you don’t know one you can trust, ask your friends, family or acquaintances.

  • Agent’s commission

Agents work on commission basis, which is usually one percent. At times, they are willing to adjust the commission percentage according to the rate at which a deal is closed, but this is rare. Either way, you should sit down with the agent and finalise the commission percentage, as well as when it will be paid, beforehand.

In most cases, the commission is paid when you receive the full payment of property. Sometimes, it is decided mutually that a certain percentage of commission will be given to the agent once the buyer pays the initial deposit (bayana). Just make sure all these terms are ironed out well in advance to avoid complications.

  • Token money

Once you find the right buyer, he has to give you token money. This is a symbolic amount that highlights the serious intentions of the buyer and essentially reserves that property for him. Once this is paid, give this prospective buyer a photocopy of the property’s original documents for verification purposes.

Here’s how this works: If the land falls in the jurisdiction of the land development authority, you have to submit an application requesting a visit to get these documents verified for the buyer. In turn, officials of the land authority will ask you and the buyer to visit on a certain day. On that day, in your presence, the buyer will be shown the records that authenticate that property.

  • Initial deposit

Once the documents are verified, the buyer pays a certain amount of money as an initial deposit, widely known as the bayana. Usually, the deposit is 25% of the property’s selling price. At this stage, the stamp paper is also signed, with conditions set through mutual consent. The stamp paper clarifies the time period in which the buyer will make the remaining payment as well as the penalties imposed if he fails to do so.

If you change your mind about letting go of this property after receiving bayana, you are bound by law to return double the bayana amount as penalty. This, too, is mentioned on the stamp paper.

  • No-Demand Certificate (NDC)

As the date of final payment approaches, you need to apply for the NDC. The transfer of property is simply not possible without this certificate, which is obtained from the private housing society’s office or from the city’s land development authority, depending on where your house or land is located.

This document certifies that you don’t owe any dues. It also includes information about taxes applicable on both the buyer and the seller, as well as the transfer fee and stamp duty. There is a certain charged associated with applying for an NDC, which is different for different developers. Once you receive your NDC, make sure you give a copy to the buyer.

  • Taxes

Sellers are required to pay the CGT (Capital Gain Tax), which is 1% of the property value for the tax filer and 2% for the non-filer. The CGT is applied on properties that are sold within two years from their purchase date. This tax payment has to be submitted to the office of the housing society or the land development authority.

On the other hand, the buyer has to pay the following charges before property can be handed over: the transfer fee, stamp duty, CVT and TMA Tax.

  • Transfer letter

The presence of both the buyer and the seller is critical when the transfer is taking place. The two parties visit the respective office on a particular day and the buyer hands over the payment in the form of a pay order, after which the officer transfers the property to his or her name and issues a letter detailing this transaction.

And finally, you’re done! Your property is no longer yours and you have been compensated. The pay order is often transferred into your account within a couple of days.

Now, you can rest. Because of these guidelines, you have avoided unnecessary complications and achieved the outcome you deserve!

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All you need to know about the token and the bayana

All you need to know about the token and the bayana

For the occasional property buyers and sellers, the procedure of carrying out a real estate transaction is anything but simple. From a distance, real estate dealings seem overwhelming, especially with twisted stories about scams flying around all the time.

If you, too, have similar concerns and aren’t familiar with the related procedures, congratulations! You have landed on the right page of this magazine. In a bid to make the property buying and selling procedure comprehendible, I have gotten down to the nitty-gritty of two crucial terms: the token and bayana.


The token is a small amount of money (compared to the market value of the property) that has to be paid by the buyer as an indication of serious intent to purchase a property. This step is taken after mutual consent has been established between the buyer and seller about the selling price. In most cases, the deal is facilitated by an agent, who possesses the verified contact details of the seller.

If you are dealing with an agent who is registered with the respective society where a property is located, the agreement details are written on the agent’s letterhead. This includes information about the token money, the name of the buyer, plot number, society name, the size and price of the property, and the time frame in which the buyer has to make the remaining payment.

There are two types of token: conditional and confirmed.


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Gulberg islamabad

Development status of Gulberg Islamabad

Development status of Gulberg Islamabad

Gulberg Islamabad is an upscale residential development spanning thousands of Kanals. Located at a short distance from Benazir Bhutto International Airport and Connected directly to Islamabad Expressway, the society is all set to provide an awesome living experience to its residents. Not only that, Gulberg Islamabad is an equal attraction for real estate investors.

Gulberg Islamabad offers residential plots of 200, 272, 356, 500, and 100 Yards2.

Gulberg Greens and Gulberg Residencia are two separate segments of the society, where Gulberg Greens is a dedicated farmhouse and Gulberg Greens are residential plots.

Balloted plots with plot numbers are available in Gulberg Residencia and Gulberg Greens, while development work is still underway in both divisions of Gulberg Islamabad.

Blocks A, B, and C in Gulberg Greens and Blocks C, E, F, I, J, L, M, R, T, and V in Gulberg Residencia are fully developed.

Though the developer has not yet handed over possession in Gulberg Islamabad, the society still witnesses an investment activity galore.

Plots prices in both divisions vary from block to block, however, according to market reports  a 10-marla plot in Gulberg Residencia ranges between Rs 3.5 million to Rs 6 million, while a 4-kanal plot in Gulberg Greens ranges between Rs 20 million to 35 million, depending on location.

If you would like to add anything to the information I have provided in the post, please feel free to do so in the comments section below.


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gulberg islamabad

Gulberg Greens & Residencia by IBECHS

Gulberg Housing Scheme Islamabad, also known as IBECHS Phase 3, is a housing scheme by Intelligence Bureau Cooperative Housing Scheme (IBECHS). Located at the prime location of main Islamabad Expressway near Airport Chowk, it is potentially the kind of investment you have been looking for. This project is currently under development while some blocks are now fully developed and ready for possession.

The project was launched in 2005 and in 2009 its NOC from CDA was approved with Ref# “CDA/PLW-HS(127)/2009/257”. The MOU with IESCO and SNGPL were also duly signed. Development work on the project started in 2009.

Almost 75% development work has been completed till date. If you happen to visit Gulberg, you will be appreciate the pace and quality of development work in progress whether in Greens or Residencia.

IBECHS is a welfare organization working for the shelter requirement of the IB employees and it is mandatory for the management committee members to comprise of the serving IB employees only. It has its head office located in Blue Area Islamabad.It has a history of housing development by the name of IBECHS Phase 1 & later IBECHS Phase 2 which is also known as Pakistan Town located near PWD. After the successful completion of earlier Phases, IBECHS launched its mega project by the name of Gulberg Islamabad in 2005, which is spread over thousands of Kanals of lush greenery of Islamabad.

Project Location
Gulberg Islamabad is ideally located on Main Islamabad Expressway at the intersection of Islamabad Zone iV and Zone V, with easy access to Islamabad and Rawalpindi.

Location is the most attractive part of Gulberg as its distance from Benazir International Airport is about 3 KM and it is about 11 KM from Islamabad Club. Farm Houses are located just at the entrance from Islamabad Highway, whereas the residential plots are located at around 6 to 7 KM ahead after the Gulberg Greens ends, where it is connected to Gulberg Residencia through a bridge which is currently under construction.


Gulberg Greens (Agro Farm Houses)
Gulberg Greens is the Agro Farm Housing Scheme located at Mouza Koral in Zone-IV of Islamabad on Main Expressway. Gulberg Greens is all about living in luxury of planned greens & wooded parks with innovative town planning where everything is located at walking distance. The area consists of thousands of Kanals of rich greens land. It is divided in 6 blocks, i.e. Executive,A,B,C,D and E blocks.

Gulberg Greens Farm Houses are available in different size layouts as follows;

Jasmine Enclave (4 Kanals)
Rose Enclave (5 Kanals)
Tulip Enclave (10 Kanals)
Layout plan of Gulberg Greens was approved by CDA on 26-08-2011 and the NOC was issued on 28-05-2012.

Gulberg Residencia

Gulberg Residencia is located about 6 to 7 KM off the Islamabad Highway. A 220 ft wide Gulberg Expressway connects Gulberg Greens with Gulberg Residenciathrough a bridge that is under construction at present. The revised layout plan was approved by CDA in 2010 & NOC was issued in 2011.



The project is spread over 15000 kanals of land comprising of 10,000 residential plots. The project is divided in 21 blocks from A to V, excluding U. D is the commercial block of Gulberg Residencia which is fully developed already while remaining 20 blocks are residential. Plots of different sizes are available ranging from 200 Sq.Yards, 272 Sq.Yards, 356 Sq.Yards, 500 Sq.Yards and 1000 Sq.Yards.

Gulberg is all set to develop a new Blue Area along the Gulberg Expressway passing through A & B blocks of residencia leading towards Commercial D Block.

The principal consultant firm responsible for the development of Gulberg Islamabad isUrban Planning & Design (PVT) Limited (UPDL) which is making head-on progress towards completion of the project before the estimated time-frame. UPDL is responsible for the town planning, engineering design and supervision of development work.

Four Blocks have been given possession of plots so far, i.e. Block E, Block F, Block G and Block J. Block I is nearly developed too and close to possession. Parts of H, O, V, T, and L blocks are also developed now. Gulberg is developing land at various blocks including A & B simultaneously as you will find asphalt or paved streets and roads in many blocks.

Block V is close to Naval Anchorage, and it is expected to have an access gate from Naval Anchorage as well as shown on its map.

Commercial plots of Gulberg Residencia are not launched yet, so investors have this major investment opportunity to grab commercial plots as soon as these are launched at various locations of Gulberg with flexible payment plan.

Plot Prices

Second major attraction of Gulberg Islamabad is its prices. If you compare the standards of town planning and modern life style with a profound sense of security provided by IBECHS with any other society, Gulberg stands out as the right investment choice for you as its prices are as low as 30 lacs per Kanal in Residencia & 50 lacs per Kanal in Greens.

There are various payment plans available as booking prices were revised multiple times. Initially plots were allotted to IB Employees, and later on the project was open to General Public on easy and flexible installment plan.

Star Marketing is the primary marketing consultant of Gulberg Islamabad which has used innovative marketing techniques in order to attract inland and overseas investors.

Civic Amenities

Gulberg offers unique world class amenities which include wide roads lit by Solar Energy, Knowledge Village, Lakes, Bridges, Underground electric, gas and water connections, Sewerage Treatment Plants, Water Filtration Plants, Sports Complex, Amusement Parks, Restaurants, Hotel, Cinepax, New Blue Area, Mosques, Transport Terminal, Petrol Pumps, CNG Stations, Fire Station, Hospital, Pharmacies, Telephone Exchange, Auditorium, Community Center, Gymnasium, Public Library, Schools and Colleges.

Salient Features

Following are the remarkable features of Gulberg Housing Scheme that stand out from the rest.


Entrance Gateway
Guarded Physical Surveillance
Security Gates, Walls & CCTV

Modern City Infrastructure

Underground Electricity Distribution Network
Underground Drainage & Sewerage Network
Sewerage Treatment Plants
Underground Water Supply Network Tube Wells, underground & Overhead Water Storage Facilities.
Water Filtration Plants
Underground Telecommunication Networks
Underground Gas Network

Modern Circulation Network

Express Way & Main Avenues (220′, 200′, 160′, 150′, 120′ Wide Main Roads)
Main Traffic Commuters (100′, 80′ & 70′ Wide Central Roads)
Internal Roads (60’ 50 ‘& 40′ Wide Access Streets)


Arboriculture and Horticulture planning of Roads Medians, Walkways, Road Shoulders, along water bodies.
Soft & hard Landscaping Parks,Roundabouts, Passive and Active Recreational Sites.

Other Public Building/Amenities

Mosques, Police Station, Post Office, Telephone Exchange, Fire Brigade, Grid Station, Transport Terminal, Graveyards etc

Civic & Recreational Facilities

Auditorium, Public Library & Community Centers
Amusement Park, Tot lots ,Open Spaces
Jogging Tracks & Walkways
Clubs & Gymnasium
Planned Water Bodies/Lakes
Sports & Cultural Complex
Restaurants, Hotels & Resorts
Theater & Cinepax
Golf Club

Commercial Facilities

Business Avenue & Blue Area
Central Commercial Center/Markaz
Basic Needs Commercial Centers/Class-III Centers
Petrol Pumps & CNG Stations

Health Facilities

Clinic & Pharmacies

Institutional Facilities

Nurseries & Schools
Colleges & Universities

Residential Facilities

Standard Residential Houses (200-1000 Sq.Yds)
Luxury Farm Houses (4, 5, 10 & 20 Kanals)
Luxury Apartments & Condominiums


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